Description

General Information

Job ID

55783

Company

UniCredit S.p.A. Branch Germany

Competence Line

Client Solutions

City

Munich

Country

Germany

Job Type

Professional

Functional area

Other

Working time model

Full-time/Part-time

Type of contract

Permanent

Start date

01.01.2026

Contact

Mr. Pra Michele, michele.pra@unicredit.de, +49 89 378 37513

Payments Solutions Germany, in close coordination with GPS Headquarters, drives the execution of UniCredit Group's strategy in Transactional Payments, Cash Management, Acquiring, and Issuing. This includes all customer segments under the coverage of UniCredit Bank GmbH. Our goal is to deliver competitive, innovative, and future-ready products and services aligned with market trends, technological advancements, and the evolving competitive landscape.

Within the Issuing and Acquiring domain of Client Solutions, we design and implement forward-lookin g card products and solutions for both private and corporate customers. Through Project ONE and other strategic group-wide initiatives, we are reshaping our product portfolio with a strong focus on digital intelligence and customer-centr ic experiences.

What you'll be doing

• Design, develop, and launch innovative card products and payment solutions aligned with UniCredit Group's strategic goals and customer needs.
• Drive revenue growth and optimize profitability of the card issuing portfolio, including detailed analysis of active and passive commissions in collaboration with Accounting, Planning, and Cost Management.
• Develop business cases for new initiatives, assessing their financial viability and strategic relevance.
• Coordinate sales activities across UniCredit Bank GmbH channels to ensure effective product distribution.
• Deliver customer-centric solutions with intuitive user experiences, strong support structures, and value-added services.
• Ensure full compliance of the card issuing portfolio with regulatory and industry standards (e.g., PCI DSS, PSD2).
• Lead operational, regulatory, and strategic projects to enhance the card portfolio.
• Collaborate cross-functionally with IT, Sales, Operations, CRM, Finance, and external partners to achieve business objectives.
• Act as the product expert for internal and external communications (e.g., business desktop, sales materials, corporate websites).
• Prepare commercial reports, presentations, and strategic insights for senior management and board-level discussions.

What you'll need to succeed

Candidate Profile

• University degree in Economics or a comparable qualification.
• Extensive experience and deep knowledge of the card issuing business.
• Strong strategic and analytical thinking, with excellent conceptual and problem-solving skills.
• Demonstrated ability to lead complex projects across regulatory, operational, and strategic dimensions.
• High level of accountability, ownership, and team orientation.
• Excellent communication and presentation skills.
• Fluent in German and English, both written and spoken.
• Proficient in MS Office tools, especially Excel and PowerPoint.

What you'll get in return

#JoinOurTeam - Our employees are the driving force behind our success and therefore our most valuable asset. Because we are aware of our responsibility as an employer, we have once again been recognised as a Top Employer. Become part of our team.

#LiveOurCulture - We don't just do our work, we experience and shape it together. As a genuine team, we communicate on an equal footing #GernPerDu, value every opinion and are convinced that success is based on people empowerment.

#UnlockYourPotential - With us, you can shape your further training independently and individually. With comprehensive qualification measures, strategic and future-oriented development programmes or individual mentoring, we give your career perspective. In addition, up to 3 hours per month of your working time is dedicated to your personal development - whether it's design thinking, storytelling, mindfulness or time management, you decide!

#DesignYourWorkingLife - Digitalisation and flexibility shape our modern working world. Design your everyday working life in the way that suits you best: whether in the office, remotely throughout the UK or from another EU country. Want to travel for longer? Then take a sabbatical and discover the possibilities of New Work with us.

#CareNowForLater - We'll continue to look after you in the future. Because in addition to monthly salary payments, retirement provision is an issue that you shouldn't only start thinking about when you reach retirement age. That's why we support your financial provision for retirement from day one.

#DontStopMoving - Take advantage of the flexibility of Wellhub: it gives you access to over 2,900 fitness, leisure and wellness facilities throughout Germany, and even abroad you have access to 53,000 partner facilities worldwide. Because exercise is not only about health but also sustainability for us, we also offer you the opportunity to lease a JobRad bike at a reduced rate and get the Deutschlandticket for only EUR 25 instead of EUR 58 per month. In this way, we support you in leading an active lifestyle and promote environmentally friendly, cost-effective mobility.

About UniCredit Group

UniCredit is a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. Our purpose is to empower communities to progress, delivering the best-in-class for all stakeholders, unlocking a better tomorrow for our clients and our people across Europe. We serve over 15 million customers worldwide. They are at the heart of what we do in all our markets. Digitalisation and our commitment to ESG principles are key enablers for our service. They help us deliver excellence to our stakeholders and creating a sustainable future for our clients, our communities and our people. We are an equal opportunity employer. We stand together in nurturing a workplace that welcomes diverse thinking and inclusive behaviors. Making all voices heard and leveraging "diversity of thought" regardless of gender identity, age, race, ethnicity, sexual orientation, ability, cultural background, we ensure sustainable growth and new business opportunities, a strong drive for innovation and creativity, as well as a general improvement of the work climate with positive impact on productivity, well-being and engagement of our people.